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Copyright 2007 Ecologic Spray Foam Insulation Inc.

Q-What is Spray Foam Insulation?

A - Spray Foam is an insulation material that is created on site by combining A and B component materials in a 1:
1 ratio.  'A' component (isocyonate) and 'B' component (organic resin polyols) are brought to the work site
separately and combined at precise temperature and pressure levels prior to application on your substrate.  As
soon as the A and B component come into contact with each other a chemical reaction occurs resulting in a liquid
polyurethane that instantly expands 100 times its volume and cures within 4 hours.  The expanding and adhesive
qualities of Spray Foam fill every crack and empty space producing a true sealed thermal envelope.  Ecologic
Spray Foam Insulation only uses the most technologically advanced spray foam that offers:

-Superior R-value per volume
-Lowest air and vapor permeability rating
-Tested and certified as Class I fire rated building material
-Meets and exceeds all building code requirements

Q - Why does Spray Foam Insulation perform better then standard forms of insulation?

A -
1.) The ability for spray foam insulation to effectively mitigate air and vapor permeability by completely forming to
the space it is applied to.
40% of a buildings thermal energy is lost through air infiltration.

2.) High and low density products attain extremely high R-values per inch.

3.) Adhesion and expansion.

4.) Offers up to 50% savings in annual heating and cooling bills over standard (fiberglass) insulating materials.

5.) Our inert non R-value degrading insulation will not harbor or promote allergen, mold or bacteria growth.  


Q – How can using Ecologic Spray Foam Insulation save you money?  

A – In new construction there are numerous upfront cost savings achieved by using Spray Foam Insulation
(SPF).  Utilizing Spray Foam Insulation can reduce or eliminate various building materials that are required with
use of fiber glass insulation. This includes framing the walls with 2”x4” instead of 2”x6”, and reducing the size of
your heating and air conditioning units by up to 30% and 50%. Additionally, the option of utilizing high density
spray foam insulation can facilitate a sufficient air and vapor retardant making products such as tyvek rap
unnecessary.

The greatest savings however will come from the decrease you will notice in your monthly heating and cooling
costs. Consider the example below.

The average single-family home constructed in 2006 had approximately 2,400 square feet of living area. A typical
home of this size would cost roughly $13,000 to insulate with spray foam, or approximately $8,000 more than the
cost of fiberglass.

Assume that 80% of the additional $8,000 investment will be financed, with a $6,400 loan and a $1,600 down
payment. If the interest rate was 6.5% APR the total monthly mortgage payment would increase by $34.67 before
taxes as a result of the addition of spray foam to the construction project.

  • Original Investment                                                   $ 8,000
  • Less 20% Down Payment                                         $ 1,600
  • Portion of Investment Financed                                $ 6,400
  • Monthly Loan Payments for SPF @ 6.5% APR         $ 34.67

Early payments of loan typically comprise of interest only which is tax deductible. Since most purchasers
will have a combined tax rate for federal, state and local taxes of at least 40%, the net cost after taxes for the
spray foam insulation investment is only 60% of the $34.67 monthly payment, or $20.80 per month.

Cost of Borrowing $8,000                                                            $ 34.67
Less 40% Tax Deductible Portion of Payment                          (- $ 13.87)
Actual Cost per month Spray Foam with Tax Deduction      $ 20.80

This monthly cost can then be compared to the savings on heating and cooling utility bills that will be achieved.
The average home is forecasted to spend $5,300 on utilities in 2007, with 50%, or $2,650 of this spending related
to heating and cooling costs. A house which has been insulated with spray foam in the walls and ceiling, and fitted
with a properly sized HVAC system, can recognize average savings of 40% on monthly utility bills. This would
result in a potential average savings per month of $88.00 in “after tax” dollars on a net $20.80 per month
investment.

Average 2007 Utility Costs (single family home)                                            $5,300.00

Estimated Utilities for Heating and Cooling (50%)                                          $2,650.00

Monthly Heating/Cooling Expenses with Standard Insulation                         
($ 2,650/12)                                                                                                    $221.00
Avg estimated 40% Monthly Savings with Ecologic SPF                               (-$  88.00)
Monthly Heating and Cooling Payments with Ecologic SPF                   $ 133.00

Avg. Estimated 40% Monthly Savings                                                             $ 88.00
Monthly cost of investing in Ecologic Spray Foam Insulation                        (-$ 20.80)
Monthly Positive Cash Flow (savings)                                                       $ 65.20

Monthly Profit Margin for a $20.80 Investment with an $88.00
Return (savings)                                                                                              74 %

The savings experienced by  investing in Ecologic Spray Foam Insulation for this example is $65.20 a month.  
Over the course of a typical 30 year mortgage the calculated savings are virtually immeasurable given the volatile
cost of energy (ie. oil, coal, etc) as well as the countless other benefits of Ecologic SPF not related to heating and
cooling bill savings.

Q- How long does the application process take?

A- An average size home will take 2 or 3 days, while larger homes may take up to 4 or 5 days.  Square foot
dependent.  

Q- How long does the sprayed foam take to cure?

A- The foam will begin expanding to 100 times it’s original volume within seconds and is completely cured after 3
to 4 hours, at which time sheet rock can be installed immediately.  


Q – Can the foam be left exposed?

A- All insulation materials, spray foam included, is required by code to be covered with a 15 minute fire barrier in
all living spaces. Drywall satisfies such a requirement.  Spray foam is exempt from such a covering in crawl spaces
and rim joist unless a building official suggests otherwise.  


Q – Does Spray Foam Insulation Have Building Code Approvals?

A – Yes.  Foam has approval of all four major building codes in the United States and the Canadian building
code.  In fact, it is one of the most extensively tested insulation products ever.  Spray Foam meets fire, structure
and insulation building code at ICC, federal and state building code levels.


Q – Is there Glass Fibers Or Formaldehyde In Spray Foam?

A – No. Glass fibers have been listed as a suspected carcinogen by the EPA and most fiberglass batt
manufacturers now print a warning label on the wrapper.  Formaldehyde was present in an early commercial foam
called urea formaldehyde which was also used in residential applications in the early 1970's.  Spray Foam is free
of both glass fibers and formaldehyde, making it a safe choice for insulating your new building. Spray foam has
been used in many of the American Lung Association "Health Homes" being built around the U.S.


Q – What are the advantages of spray foam over traditional fiberglass batts?

A – The major advantage of spray foam is that in addition, to insulating, it restricts the free flow of air in wall and
ceiling cavities. A 3 1/2" sample of foam has proven to be about 24 times less permeable to air infiltration than a
similar thickness of fiberglass batt. In addition, the insulating power of spray foam is not diminished by lower
temperatures or by air movement. Its R-value performs as stated.  By contrast, some building experts state that
an R-13 fiberglass batt in the presence of a 10 mile per hour breeze diminishes the insulating power of a batt to
an R-5.  


Q – Does Open Cell (low density) Soft Foam Absorb Water?

A – No. Although it appears to have a sponge like consistency, it is actually hydrophobic, meaning it repels water.  
If placed in water it will float, and on removal, it will dry rapidly with no loss of insulating properties.  If you ever
have a roof leak or plumbing leak in your home which would soak the insulation, the water will ultimately settle out,
leaving the foam undamaged.  These same attributes can not be found in other forms of insulation. Water breaks
down the glue in a fiberglass batt, adversely affecting it’s physical properties and insulating effectiveness.  Water
also turns cellulose, which is essentially ground newspaper, to mush, which then dries extremely slowly. The
weight of the water can cause both types of insulation to settle into a pile, leaving a large un-insulated cavity in
the wall. If it remains wet long enough, it can cause wood to rot and foster mold or mildew growth within your walls.


Q – How Long Does Spray Foam Last?  Does It Change Physically?

A – Aging is not an issue with spray foam. It is inert, and its physical and insulating properties will remain constant
for the life of the product. This statement is guaranteed in writing by Apex Foam, the manufacturer of our product.



Q – How does spray foam insulation achieve a sealed building envelope?

A – Spray foam’s ability to adhere to irregular shapes and slopes as well as its ability to easily be applied around
penetrations for pipes, wires, doors and windows provides an insulation material with adhesion and expansion
qualities unmatched by other insulation products.  The material composition and density of SPF offers high R-
value with air and vapor retardance capabilities which ensures a tight thermal envelope.


Q- What’s wrong with ventilating your attic?

A - Uncontrolled flow of air brings moisture, pollen, dust, and other problematic substances into the structure,
while allowing the escape of conditioned (heated and cooled) air.

In a typical house, the HVAC systems and duct work are located in the attic. Exposing these components to the
unfiltered exterior air can result in a loss of 10% of hot or cold air produced by these units. Additionally, if moisture
and other particles are admitted into the ducts themselves, they will be dispersed throughout other areas of the
dwelling, increasing potential for adverse health conditions to the building occupants.


Q – Does lack of ventilation have effect on life of the shingles?

A – No. Curling of shingles is caused as heat beneath roof decking becomes higher than temperature of the
shingles. Preventing initial entry of heat prevents this scenario from taking place. The unvented attic system has
been approved by Elk Shingle Company, one of largest shingle producers in the world.